Personal loan rates compare india

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Personal loan rates compare india

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Personal loan rates compare india

But lenders also assess your credit worthiness, usually by looking at your credit file. The lowest rates are reserved for the best customers that is, borrowers with a spotless credit record. If you personal loan rates compare india judged likely to default on the loan because of a poor credit history, you will be charged a higher rate of interest or your application will be turned down. In other words, there is no guarantee that you will qualify for the advertised rates. Lenders are allowed to boast of low representative rates if those rates are charged to 51 of successful applicants, which means almost half could be charged a higher rate.

Early repayment. You can pay off your debt before the end of the loan term if you come into some cash. But watch out for early repayment fees. Many lenders levy a penalty for early repayment, which could wipe out any potential interest savings.

Some lenders also charge arrangement fees for personal loans, which you should factor into your cost calculations.

Personal loan rates compare india